Individual plan
Classic major medical on the Cigna Healthcare PPO network. Available in 49 states. Not available in Washington. Pick an age and who is covered.
List Bill Program
The employer offers Med Performance to employees. Each person has their own policy, and they pay through the employer. The employer receives one bill for whoever enrolls. At least two employees. Each person must qualify. Not available in Washington.
What the employer gets
When coverage starts
Build the quote
Age is the employee’s age. Rates are monthly ACH. Not available in Washington.
Ages 40-49
Choose a plan
Click a rate to quote that plan. None is selected yet.
To enroll, use the form below. Tell us the plan and whether it is individual or a list bill. An agent sends the right link.
| Plan | Employee | Employee & spouse | Employee & child | Family |
|---|---|---|---|---|
| 3500 Classic | ||||
| 5000 Classic | ||||
| 7350 Value |
3500 Classic
Deductible $3,500 · 80% after the deductible
Lowest deductible. Best if you use care often.
5000 Classic
Deductible $5,000 · 80% after the deductible
Same office copays as 3500, at a lower monthly rate.
7350 Value
Lowest rateDeductible $7,350 · 100% after the deductible
Lowest monthly cost. Deductible equals the out-of-pocket max.
In-network benefits
All three plans use the Cigna PPO. They are not insured by Cigna. Preventive care is $0. Pharmacy is participating pharmacies only. Out-of-network deductibles are double.
| Benefit | 3500 Classic | 5000 Classic | 7350 Value |
|---|---|---|---|
| Individual deductible | $3,500 | $5,000 | $7,350 |
| Family deductible | $7,000 | $10,000 | $14,700 |
| Individual out-of-pocket | $7,350 | $7,350 | $7,350 |
| Family out-of-pocket | $14,700 | $14,700 | $14,700 |
| After the deductible | Plan pays 80% after the deductible | Plan pays 80% after the deductible | Plan pays 100% after the deductible |
| Preventive care | $0 | $0 | $0 |
| Primary care | $45 copay | $45 copay | $50 copay |
| Specialist | $90 copay | $90 copay | $100 copay |
| Urgent care | $90 copay | $90 copay | $100 copay |
| Chiropractic | $20 copay | $20 copay | $20 copay |
| Lab, imaging, hospital | 20% after deductible | 20% after deductible | 0% after deductible |
| Emergency room | 20% | 20% | 0% after deductible |
| Generic drug | $15 | $15 | 0% after deductible |
| Preferred brand | $65 | $65 | 0% after deductible |
| Non-preferred brand | $100 | $100 | 0% after deductible |
| Specialty drug | 50% | 50% | 0% after deductible |
Same on every plan
These are the key exclusions from the plan brochure. The Schedule of Benefits governs if this page differs.
Services that are not medically necessary.
Experimental or investigational treatment.
Cosmetic care, except to repair an accident, a covered illness, or a congenital anomaly that causes a functional defect.
Rest or maintenance care, and help with daily living that does not restore health.
Care received outside the United States, except in an emergency.
Gene therapies and the services and supplies that go with them.
Injury or illness from work for wage or profit, including professional or semi-professional athletics.
Includes many auto accidents that mandatory no-fault would cover. A passenger in a non-family vehicle, or a pedestrian, is not excluded on that basis.
Enroll
Each individual plan has its own enrollment link, and list billing uses a different link. Pick the plan and how you want to enroll. An agent will walk you through it and send the right link. You can still pick a rate above so the email includes the monthly price.
1791 Third Street, Norco, CA 92860
Mon–Thu 9 a.m.–5 p.m. · Fri 10 a.m.–4 p.m. PT
npillow@npbenefitservices.comCall 888-954-8999
888-954-8999
